FAQ · Process
When do I need medical insurance?
Simple answer
Often before you apply, and sometimes before you travel. Some routes want a policy that already covers the whole stay. Others accept proof that cover starts when you arrive. The timing is set by the visa. Check your route checklist. A panel professional may confirm the timing for your case.
What it means
Authorities care that cover is in force for the period they name. A policy with the wrong dates can leave a file incomplete. Buying one long before you need it is not always necessary either.
What you may need to do
Match the policy dates to the stay your application describes. If the checklist says before submission or before travel, follow that. Keep proof you can upload.
Country / visa warning
Timing differs by visa and destination. A rule you saw for one country is not a rule for every route. SojournHub is not a government agency. Approval is never guaranteed.
Next action
Compare your policy dates with the stay on your application before you submit.
SojournHub policy: sojournhub.io/how-it-works
Vetted panel partners · Information reviewed with regional partners · Appointed panel reviews and submits where appointed